In a recent The Straits Times report, Singapore has retained its title as the world’s most expensive city for expatriates for a fourth straight year, according to the Economist Intelligence Unit’s (EIU) latest league table.
However, there are plenty of options to help you save your hard-earned moolah. Swipe through the gallery below to discover 10 of SG’s best types of cards to help you earn while you spend.
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You probably already know that the EZ-Link card is the most convenient payment option when commuting around SG via public transport. It’s easy enough to top up at any Transitlink office or at the top-up machines at every MRT station in Singapore. But, did you know that you can also use your EZ-Link card to make cashless payments for taxis, food, parking fees and more?
Better still, you’ll earn 1 point for every $0.10 spent on public transport rides, retail spending or motoring charges. Redeem them by downloading the EZ-Link app on the Google Play or Apple iTunes store, connect your account by keying in the 16-digit CAN ID that’s on the back of the card and start redeeming for rewards of your choice.
Carrying cash in your wallet is so 1996. Instead, opt for a NETS transaction at more than 10,000 locations around the island such as entertainment venues, retail outlets, restaurants and taxis. To use NETS, you’ll need to open a bank account at participating banks such DBS, POSB, HSBC, Maybank, OCBC, Standard Chartered and UOB. NETS also offers a tonne of promotions and rebates on concerts, shoes, dining and more. Visit the NETS website for the latest on its promotions.
Established by NTUC Link Private Limited, the NTUC Plus! card offers members special deals from 1,100 participating outlets, including NTUC Fairprice, Zalora Singapore, Expedia, Courts Singapore, Booking.com and more. Use your card when checking out or paying for your purchases to earn LinkPoints, which you can use to redeem rewards, offset future purchases or convert to points for other partnering loyalty programmes. Sign up for membership online.
A PAssion Card membership from the People’s Association (PA) offers members-only privileges, rates and discounts for a wide range of courses, activities and programmes organised by the PA, Community Clubs (CCs) and other PA outlets; promotions via tie-ups with lifestyle merchants and partners, theatre shows and much more. Sign up for a card at any Community Club in SG.
Instead of spending a fortune on the latest books your child wants, rent them for free (almost!) at Singapore’s National Library Board. Expats and permanent residents will need to pay $10.50 for membership, and you can sign up at the Customer Service Counter at any public library. Bonus: Don’t forget to register for a myLibrary ID, which lets you access e-services such as placing book reservations, borrowing e-books, surfing the Multimedia stations at the libraries and receiving email alerts for book loan renewals, membership expiry and more.
If you’re always shopping at a particular mall or retail store without signing up for its loyalty programme, chances are you’re missing out on some serious benefits like complimentary parking or delivery services, exclusive event invites, member discounts, shopping vouchers and cash rebates. Enquire in-store to find out what perks and benefits the programme will entitle you to and then get to saving! Some of SG’s coolest loyalty programmes include Robinsons, Takashimaya, Sephora, L’Occitane, Mothercare and more.
Can’t keep track of all of your loyalty cards already? We feel you. Check out this SingSaver advice on four great rewards apps, that can help declutter your wallet and organise your discounts.
SG has some of the best museums, parks, edutainment sights and theme parks, but entrance charges can be a killer, especially if you’ve got a big family. That’s why an attractions card can come in handy.
Some worthwhile options include the Wildlife Singapore Reserves’ Friends of Wildlife membership, which entitles you to unlimited admission to the Zoo; the HiPPO Top Pick Pass for access to 3 or 5 attractions from 46 different attractions; the iVenture Card, which offers cash-free entry at a combination of attractions, tours and experiences; or the epic Association of Singapore Attractions’ Members’ ASA Privilege Card, which offers access to a plethora of SG’s must-visit sights, rides, activities and parks.
What’s even better than paying for a delish lunch or a gorgeous new dress? Getting money back for it! The Citi Cash Back card offers 20 percent cash back on foodpanda orders, 8 percent on dining, fuel, Grab rides and groceries anywhere in the world as well as 0.25 percent for all retail purchases. The card is capped at $25 per category per month, with a max of $100 in monthly savings. Alternatively, UOB’s Delight credit card gives you an 8 percent rebate plus 10 percent off on 4,000 house brands at popular grocery stores and retail chains such as Cold Storage, Giant and Guardian, in addition to 3 percent rebate on contactless transactions and recurring bills. That’s what we call #winning.
Flying doesn’t get any easier than with the UOB PRVI Miles card. There’s no minimum-spend or cap on the miles you earn – every $1 you spend in SG earns you 1.4 miles, while every $1 spent overseas earns you 2.4 miles. Use the card to book your flight tix and hotels with the bank’s participating partners to keep earning.
By Hazel Vincent De Paul, March 20, 2018; Some text adapted from The Straits Times
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