This privacy policy describes how SPHM Pte Ltd treats the personally identifiable information that is collected about you when you visit THEFINDER.COM.SG.

What is Personally Identifiable Information

"Personally identifiable information" is information that we can use to identify you as an individual. Personally identifiable information includes your name, address, telephone number and any other information that is connected with you personally.

Information This Privacy Policy Does Not Apply To

This privacy policy does not apply to information collected about you by anyone except SPHM Pte Ltd and only applies to THEFINDER.COM.SG. Any information you provide when you visit web sites other than those covered by this policy (including other web sites affiliated with SPHM Pte Ltd) or when you purchase any products or services, or enter contests, that may be linked to or advertised on our web site by companies other than THEFINDER.COM.SG is subject to the privacy policies posted on those sites. Except as specified herein, this policy also does not apply to information you may provide to us offline; however please do be aware that if you subscribe offline to one of the magazines published by SPHM Pte Ltd, from time to time we make our subscriber lists available to companies that sell goods and services that we believe would interest our readers.

Collection of Personally Identifiable Information

SPHM Pte Ltd generally collects personally identifiable information with your specific knowledge and consent. For instance, when you participate in a promotions or contest, complete a survey, participate in a reader panel, register for those portions of our sites that may require registration, make a purchase, request back issues, subscribe to our magazines or subscribe to our newsletters, and other electronic services you will be asked to provide information such as your email address, name, phone number, and mailing address. Information such as your age, gender, hobbies or interests may also be requested. This information may sometimes be collected by third party service providers with whom SPHM Pte Ltd contracts to host the web site or to fulfil requests for services; in that event, SPHM Pte Ltd will ask such service providers to make the personal information available only to SPHM Pte Ltd for SPHM Pte Ltd to use in accordance with the terms of this policy and not to use the information for any other purpose. SPHM Pte Ltd uses this information to provide you with the service you have requested. If you subscribe to any of our Magazines, we may use your email address to send you a confirmation notice and your mailing address to send you your magazine. Similarly, if you participate in online contests, we will use this information to notify you if you are a winner. We might also send out emails to users and contest entrants to announce special offers, services and announcements from our sites and/or our advertisers.

We may also use any personal information you send for marketing and promotional purposes and we may combine information we receive online with outside records to enhance our ability to market products or provide services that we believe may be of interest to you. You will be given the option to opt out of these mails by responding to the email address provided. If you do not wish to be part of our mailing lists, please notify us accordingly via email to: sales@TheFinder.com.sg

In addition, we may use information you provide us through emails, Q&A, blogs, forums, in response to polls, or through any other user-generated submission for editorial purposes, and may use your name and any stories you provide us in articles published online and in our Magazines. Please be advised that any such submissions become the property of SPHM Pte Ltd and may be used by SPHM Pte Ltd for any lawful purpose. If you provide us with personal anecdotes, they may be attributed to you. SPHM Pte Ltd can edit, rewrite, use, and reuse the content, including your name, likeness, photograph, and biographical information you provide, in any way and any media whether now known or invented in the future, with or without attribution, including publication in the Magazines, and in trade media, and advertising. You agree that any content you send us will not violate any rights of any third party and that you will only send us content for which you own the rights.

Some of our sites may from time to time partner with a retailer or other third party to offer online shopping opportunities, games, services, subscriptions and other applications on a co-branded or cross-promotional basis. Those transactions may take place on THEFINDER.COM.SG, or the site of the third party. In either case, personal information you provide in connection with the transaction may be shared with the third party, as well as with any participating sponsors or advertisers of such opportunities and features.

In the unlikely event that we believe that the security of your personal information in our possession or control may have been compromised, we may seek to notify you of that development. If a notification is appropriate, we would endeavor to do so as promptly as possible under the circumstances, and, to the extent we have your email address, we may notify you by email.

In addition to the foregoing, SPHM Pte Ltd may share or disclose personally identifiable information about you to other companies or individuals when:

• we utilise third party service providers to provide products, services or functions on our behalf (such as sending emails or processing credit cards or fulfilling subscriptions), and ask these service providers to agree to maintain the confidentiality of your personally identifiable information and not to use your personally identifiable information for any reason except to carry out the purpose(s) for which we hired them;
• you have entered a contest sponsored by a third party, in which case the information may be shared with that third party for their use in their discretion, including direct marketing (Some of our contests and sweeps will ask you at the time of entry whether you would like your personal information to be shared with the sponsor. Other contests will not give you that option and in that event, if you do not want your information to be shared, you should not enter the contest);
• the entity to whom the information is disclosed is hosting web sites associated with our magazines or magazines we publish in conjunction with a third party, other than those web sites covered by this policy;
• you have furnished us personal information with the intent that it be forwarded to a third party for use in connection with a specified service you are electing to participate in (examples include, without limitation, e-commerce partners, services to help old friends locate you online, etc.);
• we need to protect our legal rights (for example, if we are trying to collect money you owe us);
• we must comply with applicable laws, regulations, or legal or regulatory process;
• we have reason to believe that someone may be causing injury to or interference with our rights or the rights of our users, or general public, or using our services in violation of a legal or personal right; or
• in connection with a sale, merger, transfer, exchange, or other disposition (whether of assets, stock, or otherwise) of all or a portion of the business conducted by the web sites to which this policy applies.

Cookies

SPHM Pte Ltd (or third party service providers on our behalf) may set and access cookies on your computer. A cookie is a small amount of data (often including a unique identifier), that is sent to your browser from a web site's computers and stored on your computer's hard drive. ACP Magazines uses cookies to understand site usage and to improve the content and offerings on our site. We may use cookies to control the display of ads, to track usage patterns on the sites, to deliver editorial content, to record requests for subscriptions and to personalize information. Our cookies may contain personally identifiable information and such cookies may be shared with others to the same extent indicated above. SPHM Pte Ltd (or third party service providers on our behalf) may also use cookies to collect aggregate information about web site users on an anonymous basis. We may share aggregate demographic and usage information with our prospective and actual business partners, advertisers and other third parties for any business purpose. Some of our advertisers may serve you cookies as well. We do not have control over cookies placed by advertisers. If you don't want cookies, most Web browsers include an option that allows you to not accept them. However, if you set your browser to refuse cookies, some portions of our sites may not function efficiently.

IP Address 

Your Internet Protocol ("IP") address is usually associated with the place from which you enter the Internet, like your Internet Service Provider, your company or your university. Our server may also record the referring page that linked you to us (e.g., another Web site or a search engine); the pages you visit on the Magazine sites, the Web site you visit after this Web Site; the ads you see; the ads you click on; other information about the type of Web browser, computer, platform, related software and settings you are using; any search terms you have entered on this Web Site or a referral site; and other Web usage activity and data logged by our Web servers. We may use your IP address to help diagnose problems with our servers, gather broad demographic information, and administer our website. We may also link this information with your personal information when we feel that it is necessary to enforce compliance with our rules and policies or terms of service or to protect our Sites, customers or others.

Advertising Disclosure

We use a third-party advertising company to serve ads when you visit our website and sites upon which we advertise. This technology uses information about your visits to this website and the sites upon which we advertise, to serve our ads to you. In the course of serving our advertisements to you, a unique third-party cookie may be placed or recognised on your browser. In addition, we may use Web beacons, provided by our third-party advertising company, to help manage our online advertising. These Web beacons enable our third-party ad serving company to recognise a browser's cookie when a browser visits this site and to learn which banner ads bring users to our website.

Kids And Parents

The sites covered by this policy are not intended for use by children. No one under the age of 16 years is allowed to provide any personal information or use our public discussion areas and forums. To subscribe to newsletters and to participate in other activities where personal information is divulged, you must be 16 years of age or older. Minors between the ages of 16 and 18 years should also obtain the permission of their parent(s) or legal guardian(s) before participating. If your children disclose information about themselves in our public discussion areas, they may get unsolicited messages from other parties. Accordingly, you should tell them not to do so. If you are worried about your children's activities or their privacy on our site, we encourage you to email us at sales@TheFinder.com.sg

Blogs, Video and other user-generated Postings; Social Networking

If you elect to post material to any blogs, forums, participate in our social networking channels or other community boards that may be offered on our sites, or if you elect to upload any photographs, audio or video, you will be solely responsible for all content, messages, text, files, images, graphics, photos, audio clips, sounds, video or other materials (the "Postings"). You agree and warrant that any Postings you post to the sites will be true and accurate, will not defame any person or invade any person's privacy, and will not infringe the proprietary rights of any person. You agree not to furnish any Postings to which you do not own the rights. By furnishing Postings, you give SPHM Pte Ltd the right to use such Postings in any manner and in any media now known or hereafter invented, including, without limitation, the right to combine your Postings with Postings of third parties in varied combinations. You also acknowledge that visitors to the sites may post comments about your Postings which may be derogatory, and that SPHM Pte Ltd has no obligation to monitor or delete any such postings.

Please be aware that SPHM Pte Ltd does not and cannot monitor the Postings made to the sites, and therefore SPHM Pte Ltd will not be responsible for the content of any Postings. However, SPHM Pte Ltd does reserve the right to delete or edit any material in any Posting that is offensive, obscene, harassing, offensive or otherwise objectionable and not in keeping with the community standards of the Magazines and websites. If SPHM Pte Ltd elects to edit any Postings, it nonetheless assumes no responsibility for the content of the Postings. Under no circumstances will SPHM Pte Ltd be liable for any inaccuracy or defect in any Postings. We also expect our users to strictly adhere to certain rules of the road. Therefore, you agree not to post, email, or otherwise make available Postings:

• that are unlawful, harmful, threatening, abusive, harassing, defamatory, pornographic, libelous, or invasive of another's privacy, or harmful to minors in any way;
• that harass, degrade, intimidate or are hateful toward an individual or group of individuals on the basis of religion, gender, sexual orientation, race, ethnicity, age, or disability;
• that include personal or identifying information about another person without that person's explicit consent;
• that are false, deceptive, misleading, deceitful, misinformative, constitute "bait and switch" or impersonation of any person or entity;
• contain your own or a third party's advertising, branding or promotional content;
• that infringe any proprietary rights, including copyright, of any party, or Postings that you do not have a right to make available.

Because SPHM Pte Ltd does not monitor the Postings, you agree to use, respond and/or rely on them at your own risk. SPHM Pte Ltd cannot make any representation or warranty about the material contained in the Postings. SPHM Pte Ltd likewise assumes no responsibility for any contact you may have with other users of our sites, either online or offline. If you elect to meet in person with someone you may meet on our sites, you do so at your own risk, and under no circumstances will SPHM Pte Ltd be liable for any activity or injury that may occur.

We may also from time to time make our customer lists available for direct marketing purposes to other entities that are affiliated with us. If you would like to be removed from those lists, please notify us accordingly via email at sales@TheFinder.com.sg

If you enter a contest or sweepstakes sponsored by a third party, information may be shared with that third party for their use in their discretion, including direct marketing (Some of our contests and sweeps will ask you at the time of entry whether you would like your personal information to be shared with the sponsor. Other contests will not give you that option and in that event, if you do not want your information to be shared, you should not enter the contest.)

Non-Singaporean Users

If you are located outside of the Singapore, please note that the information you provide to us will be transferred to the Singapore. By using this web site, you consent to this transfer. You also submit to the non-exclusive jurisdiction of the Singapore Courts for the adjudication of any disputes arising in connection with this website and in accordance with the laws of Singapore.

Other Terms of Use:

Copyright

Everything you see or read on the SPHM Pte Ltd is owned by us or used with permission. You shall not copy, use, or retransmit anything from or for our site without our prior permission. Any commercial or promotional distribution, publishing or exploitation of the sites, or any content, code, data or materials on the sites is strictly prohibited. You are not allowed to post or distribute any material you do not own or which you do not have permission to use. You are also prohibited from engaging in any conduct that interferes with the technological operation of the sites or that tampers with any copyright protection mechanisms applicable to content on any sites. Ignoring this policy may result in copyright, trademark, or other intellectual property rights violations.

Infringement

In the event that you infringe any of the abovementioned intellectual property rights, we shall immediately terminate your access to our sites as well as look to you for any and all losses and damage suffered and/or occasioned by such infringement on a full indeminty basis.

Disclaimers

SPHM Pte Ltd is not responsible for the conduct, whether online or offline, of any user of the sites. SPHM Pte Ltd takes reasonable steps to protect the security and integrity of all personal information you provide to the sites; however, due to the inherent nature of the Internet, we cannot guarantee that information, during transmission through the Internet or while stored on our system or otherwise in our care, will be absolutely safe from intrusion by others, such as hackers. SPHM Pte Ltd assumes no liability for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, any user Posting. SPHM Pte Ltd is not responsible for any problems or technical malfunction of any telephone network or lines, computer online systems, servers or providers, computer equipment, software, failure of any email or players due to technical problems or traffic congestion on the Internet or on any of the sites or combination thereof, including any injury or damage to users or to any person's computer related to or resulting from participation in any activities on the sites or downloading materials. We make no warranties the services will be timely, secure, uninterrupted, or error-free. You understand that if you download any material, you do so at your sole risk. Under no circumstances shall SPHM Pte Ltd be responsible for any loss or damage, including personal injury or death, resulting from use of the sites, any content posted on or through the sites, or conduct of any users of the sites, whether online or offline. We can, whenever we want, edit or delete any content displayed on the sites. You use the sites at your own risk. Everything you see on our sites is provided to you on an "as is, where is" basis and SPHM Pte Ltd expressly disclaims any warranty of fitness for a particular purpose or non-infringement. Hearst cannot guarantee and does not promise any specific results from use of the sites.

Limitation on Liability

In no event shall SPHM Pte Ltd be liable to you or any third party for any indirect, consequential, exemplary, incidental, special or punitive damages, including lost profit damages arising from your use of the services, even if SPHM Pte Ltd has been advised of the possibility of such damages notwithstanding anything to the contrary herein.

Disputes

If there is any dispute about or involving THEFINDER.COM.SG, you agree that the dispute shall be governed by the laws of Singapore. SPHM Pte Ltd may demand that any dispute between SPHM Pte Ltd and you about or involving the sites must be settled by arbitration utilizing the dispute resolution procedures of the laws of Singapore.

Indemnity

You agree to indemnify and hold SPHM Pte Ltd, its subsidiaries, and affiliates, and their respective officers, agents, partners and employees, harmless from any loss or liability arising out of your use of the sites or from any claim, or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your use of the sites in violation of these terms of service and/or any breach of your representations, warranties and obligations set forth above and/or if any content that you post in Postings on the sites or through the sites causes SPHM Pte Ltd to be liable to another.

Changes to Privacy Policy and Notice

SPHM Pte Ltd may change this policy from time to time in its discretion. Your continued use of our sites indicates your consent to this privacy policy and any amended versions of it.

This policy was last updated on December 2 2011.